ZAP Your Rates with ZIA Rewards

Loyalty Pays! Unlock Better Rates.

The more ZIA products you have, the better rates you get!

At ZIA, we always work to get our members the best rates, and with ZIA loyalty rewards, you unlock lower rates on loans and higher rates on interest-bearing accounts.

ZAP UP!

ZAP UP your rate on interest-bearing accounts. Have a checking account? ZAP! Have a direct deposit? ZAP! Have a credit card? ZAP again!  

Imagine you have a 7-month “Lucky 7 Special” share certificate:

Instead of 4.05% APY** ZAP UP to earning 4.55% APY!**

ZAP DOWN!

ZAP DOWN your loan rates with member rewards.

Do you have a checking account? Consumer loan? Share certificate? ZAP, ZAP, ZAP! With auto loans specifically, ask us how to ZAP your rate!

In the market for a new auto loan? Let’s say you qualify for 60-months with zero percent down:

Instead of 6.84% APR** ZAP DOWN to 6.04% APR!**

Ask us how to ZAP your rates with ZAP Member Rewards today!

We Rate Match.

Did you see a better rate offered by another financial institution? Let us know, and we’ll match it!

*APR=Annual Percentage Rate. Visit rates for the most current rates and conditions.

**APY=Annual Percentage Yield. Visit rates for the most current rates and conditions.